Elizabeth Ratherin Phillips, at least that's what's written on the back of the card. This photo is mounted on a card with a very faint, as in not readable when scanned, studio mark...."HEATH'S STUDIO 1411 W. MARKET ST. LOUISVILLE, KY" I wasn't able to find much about Heath's Studio. Just that Heath was Bruce C. Heath and he was in business at the Market Street address from 1896-1907. Before that and after, haven't a clue.
